Get Treated Now & Pay Later!

Get pre-approved online for a payment plan now & pay later.

No hard credit checks.

payments as low as $99/mo.

Cherry Payment Plan Options

Get your service now and pay over time with Cherry. Cherry is a payment plan solution designed for you to purchase services and allows you to make convenient monthly payments.

6 Reasons Why You’ll Love Cherry

Qualify for up to $10,000.00

No Hard Credit Check, Hidden Costs, or Fees.

Flexible Payment Options

Get Approved in Seconds

High Approval Rate

Zero-Percent Financing Options*

*0% APR is subject to approval. Regular APR 9.99% – 35.99%. Down payment may be required.

Client Requirements

Clients must be at least 18 years of age

Clients must have a valid bank-issued debit card

No hidden fees. No paperwork. No hassle.

How does Cherry work?

Cherry performs a soft credit check, which does not hurt your credit score, to determine approval amounts and contract type, as well as to verify applicant identity.

Cherry may ask for additional information from some borrowers in order to determine approval amounts.

Choose from 3, 6, 12, 18, or 24-month payment plans with some qualifying for 0% APR options.

Thanks to Cherry’s fast approval process, you’ll be enjoying your purchase in no time - all you need is your state ID and mobile phone number to get started.

After approval, manage payment options and stay in control with 24/7 access to Cherry’s self-serve client portal.

Check out this quick video explaining how Cherry works!

How Cherry Works

Cherry performs a soft credit check, which does not hurt your credit score.

Choose from 3, 6, 12, 18, or 24-month payment plans with some qualifying for 0% APR options.

Thanks to Cherry’s fast approval process, you’ll be enjoying your purchase in no time.

Frequently Asked Questions

How long is my approval valid with Cherry?

Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount with Cherry?

Once you’re approved, you’re approved for the maximum amount based on your financial background. Therefore, the amount cannot be increased.

Can I pay this off early with Cherry?

Yes, Cherry does not have any prepayment penalties. If you have interest and payoff early, you’ll even avoid some of that interest.

Does my 0% APR offer expire with Cherry?

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6-month term with 0%, this promotion is valid until the end of the term as long as you stay current with your payments.

How much is my down payment and when is it due with Cherry?

Once you input your purchase price, you’ll be provided with the options you have for a down payment. It is due when the merchant confirms they will need the funds in order to move forward with your services. Remember to bring your bank-issued debit card when you are ready for checkout.

How are refunds handled by Cherry?

To request a refund, please contact Demo Cherry Technologies directly. We defer to the refund policies put in place by Demo Cherry Technologies and cannot initiate a refund without their approval. Once Demo Cherry Technologies authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly. If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Once you take out a loan with Cherry, we may report repayment information about your account to the consumer reporting agencies. Loans that are marked as delinquent may have a negative impact on your credit score.